25 tips that will help you save money starting today

Saving money is all about the small changes that you make and add up at the end of the month. These small changes could add up to thousands of dollars a year.

Here are 25 simple but effective pieces of advice that work:

  • Sign up for every free customer rewards program you can.
  • Make your own gifts instead of buying stuff from the store. Make them with passion and they will be appreciated more than the most expensive thing from the gift shop.
  • Write a list before you go shopping – and stick to it. Really stick to it!
  • Invite friends over instead of going out. Cheap dinner but tons of fun.
  • Repair clothing instead of tossing it.
  • Negotiate rates with your credit card company or complete a balance transfer.
  • Avoid convenience foods and fast food.
  • Turn off the lights. Only the one you are not using them. You don’t need all 12 lights from your living to be turned on to have dinner!
  • Install a programmable thermostat.
  • Quit using credit cards.
  • Plan your meals around your grocery store’s flyer.
  • Do a price comparison – and find a cheaper grocery store. Always compare the prices!
  • Avoid stress-spending.
  • Cancel unused club memberships.
  • Buy used when you can. You can have the same functionality for half the money.
  • Do holiday shopping right after the holidays.
  • Try generic brands of items you buy regularly. Don’t get attached to brands!
  • Prepare some meals at home. Fun with your family and cheap for your wallet.
  • Stick to reliable, fuel-efficient cars.
  • Avoid the mall.
  • Don’t fear leftovers: Jazz them up instead.
  • Go through your clothes – all of them.
  • Check out free events in town. Don’t be picky and you will have the dollars.
  • Take public transportation. A Cheaper and a quicker way to go to work.
  • Pack food for road trips.

What are you waiting for? Go save some dollars!

April 2, 2016 Scris de: Horatiu
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